Budgeting Tips to Get out of Debt and Build Wealth

Staples can by dangerous when you’re on a budget. Just the smell of the place makes me want to buy desk organizers and paper clips and labels. Staples is definitely one of the pricier places I shop, but there are way so save money. I bought $23 worth of stuff last night, and my net cost is nothing plus I will make $2.66 on my Staples visit!

Now that I have my free droid phone, I am learning all kinds of fun things to do with it. Like scanning 2d bar codes.

Resistance is futile! We were not going to go with the “smart phone” craze, especially given our current drive to pay off our credit cards. However, it was the drive to increase our income that convinced us finally that we needed to get with the times. Running multiple websites including an online natural supplements store, we knew we had to get with the times. And we found a deal where we could get two free Droid Eris smart phones. So hey, why not!

Since becoming budget-conscious, I can not stand paying full price for anything anymore. So when I went shopping at JCPenney this past weekend, I wanted to make sure I got a deal. Here’s what I did to save money at JCPenney.

You can save money by making your own Hershey’s chocolate syrup.

Beans and rice, rice and beans… I cooked the pinto beans a couple of days ago, so all I was missing was the brown rice to eat with it! Today I took the time to work on perfecting my brown rice cooking method.

If you have never made your own vegetable stock or vegetable broth, what are you waiting for? It costs next to nothing, and will keep you warm and happy and in fresh pots of soup all winter long!

Beans have a classic reputation as a nutritious but money saving meal. But what if you have someone in your house (maybe yourself) who is not predisposed to making legumes a regular part of his/her diet? Just do what Emeril would do… add bacon!

I don’t know if my new haircut is frugal or not.  On the one hand,  I now have short hair and will have to get it cut more often to maintain my chic new look.  (When you have long hair, you can go for several months without getting a trim.)  On the other hand, I [...]

Do you think having a budget is painful?  Are you unwilling to sacrifice your usual lifestyle in order to put more money toward debt repayment?  Yeah, I know.  None of us wants to change our lifestyle, but the reality is our high-flying lifestyle (yes, those gourmet Pizza Hut meals and that expensive vintage diet soda [...]